FREE FINANCIAL CALCULATORS

There are many simple home loan calculators available on the internet, but the MoneyTime Investment Property Calculator includes several useful features that one usually has to pay for.

The MoneyTime Investment Property Calculator can take annually increasing repayments & expenses into account. This is especially useful when one is projecting the outcome of a rental property, where the rental income will increased by a certain percentage every year & the expenses are also expected to increase every year in line with inflation. The property owners co-payments can also be independently added & with a separate rate of increase every year. With a click of a button, the term is calculated & a report is ready to print. View the screen shot & download the MoneyTime Investment Property Calculator for free now.

Requirements: Computer with Excel (Macro's enabled)

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The MoneyTime Education Planning Calculator is a powerful planning tool for any parent planning for a child's future education fees. What makes this calculator so valuable is that it can calculate the monthly contribution required to prefund the entire education path, from Elementary School to Secondary School to College or University. In other words, it is possible to calculate the monthly contribution required to sustain a single investment from which all of the annual education fees can be paid over the years.

The Education Planning Calculator takes the current costs of education as inputs, projects the future expenses based on the inflation rate provided & calculates the monthly contribution required to support the model over a maximum of 25 years. The visual illustration is extremely useful for understanding the investment provision versus the withdrawals. View the screen shot & download the calculator for free now.

Requirements: Computer with Excel (Macro's enabled)

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This is one of the simplest little calculators that we have ever provided, yet extremely popular. It simply calculates the missing value, which may be any of the following:

Interest Rate: If you have entered the monthly contribution, investment term & target maturity value.
Maturity Value: If you have entered the monthly contribution, interest rate & investment term.
Investment Term: If you have entered a target maturity value, interest rate & monthly contribution.
Monthly Contribution: If you have entered the target maturity value, interest rate & investment term.

View the screen shot & download the Simple Monthly Investment Calculator for free now.

Requirements: Computer with Excel

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If you ever needed an easy to use calculator for debt calculations (home loans, hire purchases, vehicle repayments etc), you need to download this calculator. It simply calculates the missing value, which may be any of the following:

Repayments: If you have entered the loan amount, interest rate & term in months to settle the debt.
Term: If you have entered the loan amount, interest rate & monthly repayments.
Interest Rate: If you have entered the loan amount, term in months & monthly repayments.
Principle Debt: If you have entered the monthly repayments that you can afford, interest rate & term.

The calculator also provides for debts with a deposit and/or a residual (inflated final) payment. View the screen shot & download the Universal Debt Calculator for free now.

Requirements: Computer with Excel

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When it comes to personal retirement plans, many people are surprised to learn just how big the impact of inflation can be. The bottom line is that a loaf of bread today, costs far more than it did ten years ago. Similarly, a loaf of bread will cost far more in ten years time. If one does not take this into account when planning for retirement, there will definitely be a shortage of money during retirement.

This Retirement Planning Calculator illustrates the affect of inflation on a monthly income before & during retirement. The calculator also determines the monthly contribution required to meet the target monthly pension provided in today's money terms.

View the screen shot & download the Retirement Planning Calculator for free now.

Requirements: Computer with Excel (Macro's enabled)

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